Banks & Credit Unions

Low-Risk Patient Lending Generates New Revenue for Community Banks & Credit Unions

Americans borrowed a staggering $88 billion in the past year to pay for health care. (source)

Together we can provide an affordable patient loan solution that truly benefits patients, healthcare providers and our communities while generating a new revenue stream for your bank.

The Problem 

There are dozens of financing options available to cash strapped patients… but few good ones. And healthcare providers are struggling like never before from the crushing weight of unpaid medical bills. 

55% of patient responsibility is never collected by the healthcare provider. Until a patient deductible has been met and paid, providers can’t collect from insurance compounding the problem.

The Epic River Patient Lending Solution 

The Epic River patient medical lending program is the anecdote to this perfect storm and your bank is the key to its success. By offering affordable, fixed rate loans with flexible payment terms…

    • Patients get the care they need without jeopardizing their financial health
    • Healthcare Providers restore their financial solvency through receipt of timely compensation
    • Your Bank benefits from a new revenue stream while providing a valuable community service

Low-Risk, High Return Loans

All loans are guaranteed by participating healthcare providers, making lending a low risk, high benefit proposition for community banks and credit unions like yours!

How to Participate

ProSign Online Customers

All current ProSign Online customers have access to the Epic River lending platform. If you are still using the first generation of ProSign, simply upgrade to ProSign Online and activate patient lending for your bank. Update your software TODAY to avoid any interruptions in service and take advantage of patient lending!

Who is Epic River?

Epic River is a patient lending solution that connects local community banks & credit unions with healthcare providers and their patients. Via the Epic River online platform, banks can provide fast and secure loans, patients can make easy online loan payments, and healthcare providers can receive timely payments from the lender for the patient’s financial responsibility. Like the rising tide that raises all ships, Epic River benefits all parties–from providers to patients to banks and credit unions–by providing financial stability and assurance.

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